London, 1 July 2026 – Policy Expert, one of the UK’s fastest growing personal lines insurers, has today announced the renewal of its long-term strategic capacity partnership with Bridgehaven, reinforcing a highly successful collaboration and supporting its next phase of growth and innovation.
The renewed agreement will run until the end of December 2029 and is expected to support approximately £1.75 billion of premium over the term, representing one of the largest and most significant partnership of its kind in the UK market today.
This renewal builds on a strong existing relationship, further demonstrating the confidence Bridgehaven has in Policy Expert’s underwriting discipline, operational capability, and continued growth trajectory.
The renewed agreement provides long-term, stable capacity to:
- Support continued growth across core and new product lines
- Enable further product innovation and diversification
- Maintain consistent and reliable service for Policy Expert’s customers
Steve Hardy, CEO, Policy Expert, said:
“This renewed partnership marks an important milestone for Policy Expert as we continue to scale and diversify our business.
“Bridgehaven has been a highly valued partner, and their continued support reflects the strength of our underwriting performance and long-term growth strategy.
“The agreement gives us stable, high-quality capacity, enabling us to keep investing in product innovation, responsive customer service and straightforward, value-led cover as we continue to deliver for customers at scale.”
Paul Jewell, CEO at Bridgehaven, said:
“This renewed agreement reflects a shared commitment to sustainable, high-quality underwriting and long-term value creation. Our model combines specialist fronting and reinsurance expertise with disciplined underwriting governance, offering scalable, structured reinsurance solutions that enable MGAs like Policy Expert to succeed.”
With an estimated annual premium run rate of approximately £500 million, the renewed programme positions Policy Expert among the most significant MGAs in the UK by scale.
The transaction reflects ongoing momentum in the MGA sector and the increasing importance of partnerships that combine strong underwriting expertise with high-quality, long-term capacity.